Finding competitive auto insurance for a Chevrolet Traverse hinges on a large number of rating criteria such as how you use your vehicle, the likelihood of vehicle theft, and if you have a history of accidents. Drivers will pay around $775 annually for Traverse insurance, but that is a projection based on a 40-year-old married male driver with full coverage and $500 deductibles.
It’s highly likely you are not 40 and maybe not even a male, single instead of married, and you need different coverage limits than the sample rates. Auto insurance is unique to each driver, so the only way to find cheap car insurance rates for your Chevrolet is to just take the time to compare rates yourself. Price quotes are quick and you will receive rate quotes from top-rated companies that insure Chevrolet vehicles in Massachusetts.
View Chevrolet Traverse Insurance Rates
The trim level of your Chevrolet will most likely have an effect on the cost of insurance, so the rate you pay to insure a Traverse LS 2WD model will be $80 less than the cost to insure the more expensive Traverse LTZ AWD model, as shown in the table below.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
Traverse LS 2WD | $192 | $266 | $292 | $18 | $88 | $856 | $71 |
Traverse LS AWD | $216 | $266 | $292 | $18 | $88 | $880 | $73 |
Traverse LT 2WD | $216 | $266 | $292 | $18 | $88 | $880 | $73 |
Traverse LT AWD | $216 | $322 | $292 | $18 | $88 | $936 | $78 |
Traverse LTZ 2WD | $216 | $322 | $292 | $18 | $88 | $936 | $78 |
Traverse LTZ AWD | $216 | $322 | $292 | $18 | $88 | $936 | $78 |
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Cost estimates assume married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Massachusetts minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, claim-free, and multi-vehicle. Rates do not factor in vehicle garaging location which can alter insurance rates greatly.
Buying coverage from a highly-rated insurer can be challenging considering how many companies sell coverage in Boston. The company information below may help you pick which car insurance companies you want to consider purchasing coverage from.
These ratings are only made up of large, nationwide insurance companies, so smaller companies that only insure vehicles in Massachusetts are not included in the list. To compare price quotes from these companies and more, simply click here.
Top 10 Major Auto Insurance Companies in Boston Ranked by Customer Service
- The Hartford
- American Family
- Progressive
- GEICO
- USAA
- State Farm
- Travelers
- Farmers Insurance
- Allstate
- Safeco Insurance
The illustration below demonstrates how deductible levels can impact insurance costs when trying to find cheap insurance for a Chevrolet Traverse. Data assumes a married female driver, full coverage, and no other discounts are factored in.
The chart above illustrates that a 40-year-old driver could lower rates by $284 a year by switching their comprehensive and collision coverages from a $100 deductible up to a $500 deductible, or save $430 by changing to a $1,000 deductible. Younger drivers, like the Age 20 chart data, could save up to $704 each year by choosing larger deductibles on their policy.
If you do raise deductibles, it will now be necessary to have additional funds squirreled away to be able to pay the extra out-of-pocket expense, which deters some people from using high deductibles.
The benefit of shopping around
Massachusetts auto insurance rates are impacted by many factors which can substantially decrease or increase the price you pay. Improving your credit score, buying a new vehicle, or getting a reckless driving citation may generate price changes that can make some companies cheaper than competitors.
Also, auto insurance companies file new rates every year or even multiple times each year to adjust for unexpected claims or profits. A period of higher than normal claims may cause rate increases, while less frequent claims may result in cheaper Traverse insurance rates.
As an example, the data below shows which companies have the cheapest car insurance in Boston, MA for a 45-year-old male driver with no prior claims, no tickets, and great credit. If we estimate prices based on his personal risk profile, State Farm offers the best car insurance rates in Boston at $951 annually. This is $284 less than the average policy premium paid by Massachusetts drivers of $1,235. National Grange Mutual, GEICO, Commerce Group, and OneBeacon also make the list of the best Boston, MA auto insurance companies.
Now we will pretend the driver from the first example a claim, poor credit, and a speeding ticket. Because each insurer has their own process to establish rates, comparing prices may now show a substantially altered list of affordable companies as shown below.
Progressive now has the lowest price on auto insurance in Boston, MA with USAA, Norfolk and Dedham, Amica, and GEICO now being in the top five. This example proves why consumers need to compare lots of rates to find the best car insurance rates for a Chevrolet Traverse. Auto insurance prices are impacted by many risk factors and change dramatically, so the most economical option six months ago may now be wasting a lot of money.
The insurance agencies listed below are willing to answer your questions and help you decide which coverages are best, since many people would rather get some professional input when comparing insurance rates for a Traverse. It can be hard to find the best coverage yourself, and getting advice from a licensed agent can add comfort knowing your policy gives you sufficient protection if you have a claim.
To find an agent using an interactive map, click the button following the list.
- Richard Soohoo Insurance
1148 Washington St – Boston, MA 02118 – (617) 338-8168 - H. Levenbaum Insurance Agency
1534 Dorchester Ave – Dorchester, MA 02122 – (617) 825-3900 - American Agency Systems Insurance
156 Porter St – Boston, MA 02128 – (617) 418-5089 - Saratoga Insurance
452 Bennington St – Boston, MA 02128 – (617) 567-1100